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Financial Options

Financial Options

When families are considering care outside the home, we know cost is a major concern. We help by providing clear and transparent pricing as well as advice on accessing financial assistance and private long-term care insurance for those who are eligible. To learn more select the Find a Community button to connect with a care advisor near you.

Financial Options with Americare.

  • Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease. Medicare can cover the cost of short-term rehabilitation stays, outpatient therapies provided in the assisted living or independent living setting, and hospice services. Let us help you determine your eligibility for Medicare-covered services.(Call out - schedule an appointment with our eldercare advisor today)
  • Medicaid is a joint federal and state program that helps with medical costs people with limited income and resources. Medicaid also offers benefits not normally covered by Medicare, like nursing home care and personal care services in the assisted living setting. Each state has different eligibility standards. Let us help you determine your eligibility for assistance through your state's Medicaid program.(Call out - schedule an appointment with our eldercare advisor today)
  • Veterans Benefits - Veterans and survivors who are eligible for a VA pension and require the aid and attendance of another person such as in the assisted living setting, may be eligible for additional monetary payment. These benefits are paid in addition to monthly pension and can help defray the out-of-pocket cost of assisted living care. Let us help you determine your eligibility for VA Aid and Attendance benefits. (Call out - schedule an appointment with our eldercare advisor today)
  • Private Long-Term Care Insurance is designed to cover the cost of care not covered by Medicare or Medicaid. If you have a private long-term care insurance policy let us help you determine what services may be eligible for coverage. (Call out - schedule an appointment with our eldercare advisor today)
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